DOWNPAYMENT ASSISTANCE PROGRAM

Let us help you achieve the American dream!

Mortgage Concepts’ Consultants are Designated Nehemiah Specialists! That means that we are expertly trained in this program and available for consultation at your convenience.

Thanks to The Nehemiah Program ^®, more than 250,000 individuals and families now own homes.

 · Gift funds up to 6% of the final contract sales towards your downpayment and/or closing costs

· Gift funds for both first time and repeat homebuyers

· Gift funds for both new construction and resale homes

· No repayment of gift money

· No income or asset limits

· No geographical restrictions

If you are a qualified homebuyer using an eligible loan program, such as an FHA-insured loan or a conventional loan that allows gifts from charitable organizations, you are eligible for gift funds from The Nehemiah Program^®!

Nehemiah Corporation of America, the oldest and largest provider of private downpayment assistance in the Unites States, has provided more than $1 billion in mortgage downpayment assistance to over 250,000 homebuyers through The Nehemiah Program^®.

BUYER: What are the steps?

1. Get pre-approved for a mortgage with Mortgage Concepts.

2. Find a home. Any home currently on the market can be purchased with this program, provided the seller agrees to the participation requirements.

SELLER: What are the steps?

1. Agree to participate in The Nehemiah Program®—that’s it.

        a. You can sell your home faster with a wider pool of qualified, approved buyers.

        b. No reason to reduce your asking price……enroll your home in The Nehemiah Program®

CALL YOUR MORTGAGE CONCEPTS REPRESENTATIVE FOR PROGRAM DETAILS!

Note: Nehemiah charges a nominal processing fee that may be paid by the seller, homebuyer or lender. This advertisement is only a summary of the program. Please call for details.